Let my 40 years of experience and knowledge work for you. Looking to buy, refinance or build a home we're here to help. Let Farmers and Merchants Bank's extraordinary customer service work to get you the best possible mortgage.

Farmers and Merchants Bank's Mortgage Division does not currently advertise or offer Adjustable Rate Mortgage (A.R.M.) Loans on our website at this time.  Online applications through the website are for fixed-rate mortgage loan solutions only.